M. Patel
Heartland Mortgage Group
- Quality
- Fund rate
- Speed
For lenders · Set your criteria
Quality deal flow under your control
Set your underwriting criteria once. Openfund matches every new deal against them in real time — and re-routes your queue as the market shifts.
Live criteria matchingResale Marketplace · Capital recycling
Real deal flow
See the deals already on the platform
Real deal flow, anonymized and updated continuously. Set your criteria to see what would have matched you in the last 30 days.
0
Active deals on the platform
Updating continuously.
$0M
Total deal value in market
Across active applications.
0%
Average LTV
Across current deal flow.
0.0h
Avg time to first lender offer
Across deals in the last 30 days.
LIVE PREVIEWCriteria match preview
This is what your deal flow looks like right now
Adjust your criteria to see how it changes.
Deal typeAmountLTVRegionBeacon
2nd$485K68%Toronto720+
1st$1.24M72%Mississauga680+
Refinance$640K65%Hamilton700+
1st$825K70%Ottawa740+
Purchase$950K75%Burlington720+
Construction$2.10M70%Vaughan750+
Anonymized sample of deal flow from the last 30 days. Live deal access begins after lender onboarding.
Build your preferred broker network
Rate the brokers you work with — and prioritize the ones who deliver
Brokers who perform best on the platform get priority placement in your deal feed. Your existing relationships keep working — Openfund just gives you the tools to formalize what you already know about deal quality.
- Submission quality — completeness, structure, and accuracy of every deal that hits your desk.
- Fund rate — track which brokers consistently send deals that close.
- Responsiveness — how quickly brokers move through underwriting back-and-forth.
How It Works for Lenders
Find the right opportunities in 3 steps
Every step gets a structured workflow built for the way capital gets deployed in Canada's mortgage market.
Step 01
Control your deal flow
Update your underwriting criteria in real time as market conditions shift. See matching deals before they reach your desk.
- Live criteria — change loan size, LTV, beacon, and geography
- Anonymized deal feed updated continuously
- Pause, expand, or refocus your appetite in seconds
Step 02
Underwrite with confidence
Deals arrive in a standardized format — complete documents, structured submissions, ready to review.
- Eligibility match scored before the deal hits your desk
- Borrower profile, KYC, and exit strategy in one place
- Openfund Report attached for every accepted offer
Step 03
Fund, recycle, and grow
Fund through the platform, then recycle deployed capital through Canada's first Resale Marketplace.
- Resale Marketplace for funded private mortgage notes
- Documentation chain maintained for compliance
- Redeploy proceeds into new originations without scale constraints
Canada-first · Resale Marketplace
Deploy capital. Recycle. Deploy again
Most private lenders have capital locked in funded mortgages with no efficient exit mechanism. The Resale Marketplace solves this — Canada's first standardized secondary market for private mortgage notes.
Deploy capital faster
Recycle funded notes through the marketplace and redeploy proceeds into new originations.
Manage risk actively
Adjust portfolio concentration by category, geography, or LTV — without waiting for natural maturation.
Grow without scale constraints
When operating capital is the binding constraint on volume, marketplace liquidity removes it.
Why lenders join
The numbers behind the workflow
Manual mortgage origination wastes capacity at every step. Openfund tightens the funnel so your team spends time on deals that actually close.
<10%mismatch
Eligibility match accuracy
TargetDeals matched against current criteria in real-time
80%recovered
Reviewer time recovered
TargetReduction in ineligible deal review time
Standardized & complete
Submission quality
Built-inStructured submissions enforce completeness every time
>90%funded
Commitment to funded ratio
TargetCompetitiveness supported by the Openfund Report
Methodology: Manual process baselines drawn from a structured survey of Ontario private lenders conducted in April 2026. Openfund performance metrics from Round 1 calibration testing will be published here as deals complete.
Common questions
Lender FAQs
The questions we hear most from capital partners evaluating Openfund.
Don't see your question?
Talk to our team- Lenders pay a small success fee on each funded mortgage, calculated as a percentage of the loan and capped at a fixed maximum. No subscription, no minimum volume, no charge for declined deals or deals that don't fund. Full pricing details available during your demo.
- All brokers on Openfund are licensed under FSRA. Platform performance ratings — submission quality, fund rate, broker responsiveness — are visible to lenders. Lenders can prioritize submissions from brokers whose deals consistently match their criteria, and rate brokers whose submissions fall short.
- The matching system is designed to filter deals before they reach you. If a deal arrives that doesn't fit, flag it and our team reviews the matching logic — both for the specific case and to improve the platform's matching accuracy over time. Misses should be rare and getting rarer.
- Yes. Lenders can invite their existing broker contacts directly to Openfund. Deals from your preferred brokers are flagged in your deal feed. The Openfund network is additive — your existing broker relationships continue to operate, and you gain access to deals from brokers you may not have worked with before.
- Funded mortgages can be listed on the Resale Marketplace once they meet vetting standards. Listings include the loan terms, the borrower profile (anonymized), payment history, and the documentation that supports the asset. Other capital partners review and bid on listings. Once a sale completes, the originating lender receives the proceeds and can redeploy. The platform maintains the documentation chain for compliance purposes.
Ready to grow your lending business?
Join the founding lender network and start receiving deals matched to your criteria on Canada's intelligent mortgage marketplace.
Set your criteria · Recycle capital · No charge for deals that don't fund